
Non QM Home Loans
Non-QM Home Mortgages in Florida
Thank you for visiting our lending service! We focus on offering non-traditional loans to individuals with limited income or credit histories. Our aim is to assist you in obtaining the funding you require, regardless of your financial situation. We're here to help you reach your financial aspirations!
Types of Non-QM Home Loans
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12/24 Month Bank Statement only loan is a perfect Non-QM option for the self-employed
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ITIN mortgage loan program is a mortgage solution for individuals who have an Individual Taxpayer Identification Number but do not have a Social Security Number
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1-year and 2-year P&L loans are designed for self-employed individuals. These loans allow borrowers to use their business's Profit & Loss (P&L) statements to qualify, bypassing traditional income verification
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1099 loan is a solution for self-employed and contract borrowers that allows them to use their 1099 forms to report various types of non-employment income received during the tax year
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Asset Utilization mortgage program is designed for those who may not have easily quantifiable sources of income, such as the self-employed, entrepreneurs, retirees, and those living off their investments.
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Foreign National mortgage program is designed for individuals living abroad who are interested in purchasing or refinancing investment property in the US
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Second Mortgage is designed to provide an additional financing option for homeowners who are looking to borrow money against the equity in their homes
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Conventional High Balance loan is a mortgage option for borrowers who need financing for an amount that exceeds the national baseline conforming loan limits but stays within the local conforming loan limits for the high-cost county