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Suburb Houses

Non QM Home Loans

Non-QM Home Mortgages in Florida

Thank you for visiting our lending service! We focus on offering non-traditional loans to individuals with limited income or credit histories. Our aim is to assist you in obtaining the funding you require, regardless of your financial situation. We're here to help you reach your financial aspirations!

Types of Non-QM Home Loans

  • 12/24 Month Bank Statement only loan is a perfect Non-QM option for the self-employed

  • ITIN mortgage loan program is a mortgage solution for individuals who have an Individual Taxpayer Identification Number but do not have a Social Security Number

  • 1-year and 2-year P&L loans are designed for self-employed individuals. These loans allow borrowers to use their business's Profit & Loss (P&L) statements to qualify, bypassing traditional income verification

  • 1099 loan is a solution for self-employed and contract borrowers that allows them to use their 1099 forms to report various types of non-employment income received during the tax year

  • Asset Utilization mortgage program is designed for those who may not have easily quantifiable sources of income, such as the self-employed, entrepreneurs, retirees, and those living off their investments.

  • Foreign National mortgage program is designed for individuals living abroad who are interested in purchasing or refinancing investment property in the US

  • Second Mortgage is designed to provide an additional financing option for homeowners who are looking to borrow money against the equity in their homes

  •  Conventional High Balance loan is a mortgage option for borrowers who need financing for an amount that exceeds the national baseline conforming loan limits but stays within the local conforming loan limits for the high-cost county

More Questions? Let’s Talk!

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Infinite Funding Services, LLC - NMLS # 2684871

12628 NW 74 Pl, Parkland FL 33076

*All Online quotes are estimates. Final rates and estimates will be based on credit and ability to show proof of income, assets and other required documents by lenders

  • Rates can change several times a day, Rates shown above are automatic feed from Optimal Blue

  • Interest rates and APRs are for informational purposes and do not include all applicable fees. Your actual rates, payments, and costs may differ.

  • Rates and fees are as of time displayed above and are subject to change without notice.

  • Your actual rate, payment and costs could be higher. Get an official Loan Estimate before choosing a loan.

  • Loan approval is subject to underwriter review: not everyone who applies will be approved.

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MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.

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